Why Is My Visa Gift Card Being Declined? [Explained & Fixed]

Last Updated on July 31, 2022

Using a Visa gift card while shopping, at a hotel or restaurant, or international shopping is fantastic. But often, you may face trouble while using it. So, why is my Visa Gift Card being declined?

The most common reason is that the card hasn’t been activated. You’ll need to do so if you haven’t activated your card before using it. You can usually activate your card online or over the phone. Another reason is that you don’t have enough money on the card to cover the purchase. 

In this blog post, we’ll explain why your visa gift card might be getting declined and how to fix the issue.

Why Is My Visa Gift Card Being Declined?

There are a few reasons why your visa gift card might decline. 

Terms And Conditions

The most common reason is that you’re trying to use the card in a way that the gift card terms and conditions are not allowed. For example, some cards can only be used for online purchases or at specific merchants.

Trying To Spend More

Another possibility is that you’re trying to spend more money than is available on the card. Gift cards usually have a set balance that can’t be exceeded.

Misuse

If you’re sure you’re using the card correctly, but it’s still being declined, the problem may be with the credit card itself. Sometimes cards are faulty and need to be replaced. You can usually get a replacement card from the issuer.

Suspected Fraud

Usually, visa debit gift cards can be declined because of suspected fraud. If this happens, you’ll need to contact the issuer and explain the situation. They may require you to provide additional information or take other steps to verify your identity.

Visa Gift Card Keep Getting Declined

How To Fix Visa Gift Card Keep Getting Declined?

If your Visa Gift Card is constantly being declined, there are a few things you can do to fix the problem.

First, make sure you use the correct card number and expiration date. If you are still having trouble, try contacting the customer service number on the back of your card’s payment method. They may be able to help you troubleshoot the issue.

Second, another thing to check is the Visa card balance of your card. If your prepaid visa card has a zero balance, it will likely be declined. Try adding money to your card or using a different form of payment.

Third, make sure the card hasn’t expired. Visa Gift card balances generally have a lifespan of about 5 years before they need to be replaced.

Fourth, check that the card is being used in an eligible country. Some Visa Gift cards are only valid for use in certain countries.

If you have tried all these things and your Visa Gift Card is still being declined, it may be time to contact Visa directly. They may be able to help you figure out what is going on and fix the problem.

Some Other Possible Reasons & Solutions

At International Online Purchase

There are a few reasons why your visa gift card may be declined when attempting to make an international purchase. The most common reason is that the gift card is not registered for use internationally. To fix this, you will need to contact the card issuer and have them add an international flag to the card.

Another reason your card may be declined is that the purchase amount is greater than the available balance on the card. In this case, you will need to either find a different payment or contact the Visa debit card issuer to have them increase the balance.

While Online Purchase

If you are trying to use your Visa Gift Card online and the transaction is being declined, it is most likely due to one of the following reasons:

  • The card issuer does not allow online transactions
  • The prepaid gift card does not have sufficient funds to cover the total amount of the purchase
  • The gift card has not been activated
  • Your billing address does not match the address on file with the card issuer

If you are sure that none of these reasons apply to you, you may need to contact the Visa prepaid card issuer directly to resolve the issue. They will be able to tell you why the card is being declined and help you fix the problem.

At Hotel & Restaurant

There are a few reasons why your virtual visa gift card might be declined at a restaurant or spa. The most common reason is that the purchase exceeds the card’s balance.

To fix this, you will need to either pay the difference with another payment or contact the card issuer to add more funds to the balance.

Another possible reason for the decline is that the merchant placed a hold on the card for the estimated purchase amount.

If your visa reward card is still being declined after trying these solutions, please contact the card issuer for further assistance.

At A Shopping Mall

There could be a few reasons your visa gift card is declined at shopping malls. The first reason could be that you don’t have enough money on the pre paid card to make the purchase.

You can check your balance by visiting the Visa website or calling customer service. If this is the case, you will need to add more money to the card to make your purchase.

Another reason why your card may be declined is if the information on the card is not correct. If you accidentally enter the wrong expiration date or security code, this can happen. If this is the case, you will need to contact customer service to update the information on your card.

How to Activate A Visa Gift Card?

Assuming you would like tips on how to activate a Visa Gift Card, the following should help:

  1. Locate the activation sticker on the back of the card. This will have a toll-free number that you can call to complete the activation process.
  2. When prompted, enter the 16-digit card number.
  3. You may also be asked to enter the 3-digit security code found on the back of the card.
  4. Once the activation is complete, you can use your Visa Gift Card anywhere Visa cards are accepted.

If you have any further questions, please feel free to contact us at the number on the back of your card.

Can You Use Visa Gift Cards On DoorDash?

Yes, you can use Visa gift cards on DoorDash. However, there are a few things to keep in mind.

  • First, you’ll need to ensure that the Visa gift card has enough money to cover your order’s cost.
  • Secondly, some restaurants may not accept Visa gift cards as a form of payment, so be sure to check with the restaurant before placing your order.
  • Finally, if you’re using a Visa gift card not issued in the United States, it’s possible that DoorDash may not accept the card.

How Long Does It Take For A Walmart Visa Gift Card To Activate?

If you’ve just purchased a Walmart Visa gift card, it can take up to 24 hours for the card to be activated. During this time, you won’t be able to use the card for any purchases. Once the card is activated, you’ll be able to use it just like any other Visa credit or debit card.

If your Walmart Visa gift card is being declined, it could be for several reasons. The most common reason is that the card hasn’t been activated yet. If this is the case, you’ll need to wait until the activation process is complete before trying to use the card again.

How Do You Activate A Gift Card Without Buying It?

If you have a gift card that you received but don’t want to use immediately, you can activate it without making a purchase.

To do this, you will need to contact the customer service number on the back of the card and request to have the card activated.

The representative will ask for the card number and activation code, which can be found on the card itself. Once the card is activated, you can use it like any other credit or debit card.

How Do I Use An Expired Visa Gift Card?

If your visa gift card has expired, you can still use it by calling the customer service number on the back of the card. You will need to provide the customer service representative with your card number and expiration date.

Once the representative verifies your information, they will be able to reactivate your card so you can continue using it.

People Often Ask More

How can I check the balance of my Visa Gift Card?

The best way to check the balance on your Visa Gift Card balance is by calling the customer service number on your card’s back. You can also check your balance online or at any Visa Gift Card accepting location.

Why is my prepaid Visa not working?

Purchases may be refused for several reasons, including There isn’t enough money on your card to cover the charges. In other words, you haven’t used your card yet. Your prepaid card issuer has a different address on file for you than the one you used to make an online or phone transaction.

Where is the 4 digit PIN on a Visa gift card?

Electronic gift card numbers are often sent to recipients through email along with a personal identification number (PIN).

Are Visa gift cards traceable?

Purchases are, indeed, recorded. Prepaid gift cards almost always need you to register before using them. During this time, they gather a variety of personal information about you, including your name, address, zip code, and phone number.

What Should You Do If Your Visa Gift Card Still Declining?

If your Visa gift card is still declining and you wonder why is my visa gift card being declined, then the below instructions are only for you!

Your Visa gift card may have been declined for several reasons. You may need to contact your online banking or the company that issued your Visa gift card. Understanding why your gift card was declined, you can fix the problem and start using your card again.

 

 

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